The X1 Card gives up to five times the credit limit of traditional credit cards.
CHASE CREDIT CARD DELIVERY STATUS HOW TO
Here's everything you need to know about the X1 card's rewards, how to apply and what sets it apart. Put simply, the X1 Card is raising the bar for credit cards.
There are a lot of ways to earn rewards boosts, and you can earn up to 4% back on all of your purchases if you strategize well. This metal credit card runs strictly from a mobile app, where you can generate a number of different virtual credit card types to keep your personal information safe and financing flexible. X1 claims they give up to "5x the average credit line" of other issuers, and I was indeed shocked at the credit line I received upfront.
Even better, successful applicants get a way bigger credit line than most credit cards will give. Unlike many other credit cards, the X1 weighs your income much more heavily in your application than credit score, enabling people who may not qualify for other cards to potentially qualify. You have to request an invite to apply for this card, but once you get the invite, the application is income-based. The security, rewards and credit-building opportunities with this card are unmatched. The X1 Card offers a host of enticing features unlike any other credit card on the market. Though I spent six months on the waitlist for the X1 Card*, the wait paid off. Readers are part of the CNET family, and the strength of that relationship is the ultimate test of our success. We ask that you inform us whenever you find an error, spot a gap in our coverage, or have any other suggestions for improvement. We scour and scrutinize blogs, sites, aggregators, RSS feeds, and any other available resources, and editors at all levels of our organization continuously review our coverage.īut you're the final judge. How will we know if we're fulfilling our mission? We constantly monitor our competition, user activity, and journalistic awards. We promise to publish credible information we have as soon as we have it, throughout a product's life cycle, from its first public announcement to any potential recall or emergence of a competing device. If a popular product is on store shelves, you can count on CNET for immediate commentary and benchmark analysis as soon as possible. We promise to do whatever is necessary to get you the information you need when you need it, to make our opinions fair and useful, and to make sure our facts are accurate. In a digital world, information only matters if it's timely, relevant, and credible. We do not transact in the business of insurance in any manner, and we are not attempting to sell insurance or asking or urging you to apply for a particular kind of insurance from a particular company. CNET is not an insurance agency or broker. Our content may include summaries of insurance providers, or their products or services. However, all CNET editorial content is independently researched and developed without regard to our corporate relationship to LLC or its advertiser relationships. And LLC may receive compensation from third parties if you choose to visit and transact on their website. Our insurance content may include references to or advertisements by our corporate affiliate LLC, a licensed insurance producer (NPN: 8781838). The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. CNET’s compensation is never tied to whether you purchase an insurance product. For example, some advertisers pay us to display ads, others pay us when you click on certain links, and others pay us when you submit your information to request a quote or other offer details. To support our work, we are paid in different ways for providing advertising services. Any opinions, analyses, reviews, or recommendations expressed in editorial content are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. Our advertisers do not direct our editorial content.
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